We get it , when you see an envelope from the IRS, your first instinct might be to set it aside and deal with it “later.” But those letters don’t go away, and waiting too long can turn a small issue into a much bigger one.
At Geaux Tax Resolution, we’ve helped countless Louisiana residents, from Mandeville to Lafayette, respond to IRS notices, stop collections, and find peace of mind again. If you’ve received one of those intimidating letters, here’s what you need to know and how we can help.
Why the IRS Sends Notices
An IRS letter doesn’t always mean something bad. Sometimes it’s a simple correction, while other times it’s a sign that your account needs attention. Common reasons include:
- You owe a balance on your return.
- The IRS needs additional information.
- There’s a change to your refund amount.
- You have unfiled returns or missing documents.
- The IRS plans to start collection action (like a levy or garnishment).
Each notice includes a code (like CP14, CP503, or LT11) that explains what it’s about. It also lists a response deadline— and that’s key. Missing that date can trigger penalties or enforcement actions.
What Happens If You Ignore IRS Letters
Putting off your response can be costly. Here’s what can happen if you wait too long:
1. Penalties and Interest Add Up
Even if your balance seems small now, interest and penalties compound daily. Over time, that amount can grow fast — especially if you also owe Louisiana state taxes.
2. Wage Garnishments or Bank Levies
After several ignored notices, the IRS can legally take money directly from your paycheck or bank account. Once that process begins, it’s much harder to reverse.
3. Loss of Refunds or Credits
If you have unfiled returns, you could lose any refund owed to you after three years.
4. More Stress Than You Deserve
We see this often: people lose sleep, fear answering the phone, or avoid checking the mail. The emotional toll can be just as heavy as the financial one.
What To Do When You Receive an IRS Letter
If you’ve gotten an IRS letter, don’t panic—and don’t toss it aside. Here’s how to take control:
Step 1: Read the Notice Carefully
Look for the reason, balance, and response date. That small window of time gives you options that disappear if you wait too long.
Step 2: Verify the Information
Sometimes the IRS is missing a form, or a W-2/1099 was reported incorrectly. Our team can compare your records with the IRS’s to see what’s really going on.
Step 3: File Any Missing Returns
If unfiled returns are causing the issue, we’ll help you get them done quickly and accurately—often retrieving transcripts directly from the IRS for you.
Step 4: Explore Relief Options
You may qualify for solutions such as:
- Payment Plans (Installment Agreements)
- Penalty Abatement (reducing or removing penalties)
- Currently Not Collectible Status (temporary hardship relief)
We’ll help determine which fits best for your situation.
How Geaux Tax Resolution Can Help
We know how overwhelming IRS problems can feel. That’s why our mission is simple: to make things easier for you.
Our experienced team works directly with the IRS on your behalf — handling all communication, reviewing your records, and negotiating the best outcome possible. Whether you’re facing unfiled taxes, a levy, or a scary notice, we’re here to guide you through every step.
A Little Action Today Can Save a Lot of Stress Tomorrow
If you’ve received an IRS letter or notice, the best time to act is now. The sooner you respond, the more options you’ll have — and the less likely the IRS will take aggressive action.
Let Geaux Tax Resolution help you take that burden off your shoulders. We’ll review your situation, explain your options clearly, and handle the IRS so you can focus on what matters most — your life, family, and peace of mind. Call today!
We have offices conveniently located in:
📍 Mandeville: 1795 W. Causeway Approach, Suite 102 — (985) 722-1040
📍 Lafayette: 3909-L Ambassador Caffery, Suite B — (337) 420-1040
